Deploying your capital for maximum efficiency — This past weekend, my team and our family members spent the weekend at Niagara Falls. One of the activities we did together was the Niagara Speedway kart racing. I’ve visited Niagara Falls several times with family and friends but have never done kart racing. The Niagara Speedway is a new…

Your belief system will impact the results you accomplish — “The only thing that’s keeping you from getting what you want is the story you keep telling yourself.” — Tony Robbins For as long as I can remember, I’ve always felt uncomfortable about sharing what I know, and I have often resisted contributing to a group discussion. While I can’t…

How you can double-dip with the use of tax-exempt life insurance — “You don’t buy life insurance because you are going to die, but because those you love are going to live.” — Unknown author While the perception of the insurance industry is getting better each year, the industry still has a serious public relations problem. If you are an insurance agent…

Using cash reserves from a solid asset base to manage risk — If you listen to mainstream media, you will agree that debt is a big topic, particularly household consumer debt. And in many cases, you will find experts hammering on not just consumer debt, but also on all types of debt. While I totally agree that incurring unnecessarily high consumer debt…

If you want to build a long-term profitable business, you must set up a system to consistently follow up on your clients — As business owners, we often focus on new business. And this is particularly true for businesses that have developed marketing and sales funnels for attracting new clients. They focus excessively on generating more leads for their business. While it is essential for every business to attract new customers, care must…

Why it is critical to own your stuff — Today, I reach my 150-day milestone here on Medium. To celebrate this milestone, I want to honor an icon, a true visionary, a trailblazer, and a role model for every Black Business Owner and Black Entrepreneur. Tyler Perry made history about a year ago when he opened…

Fear is a major hindrance, not only in business but also in all aspects of life — “I am not afraid of tomorrow, for I have seen yesterday and I love today.” — William Allen White Fear is a major hindrance, not only in business but also in all aspects of life. In your professional career. In sports. In raising your family. And in your faith. Although…

Lack of differentiation is a slow killer of business — If you run a business, one of the major challenges you have to overcome is how to differentiate yourself in a noisy marketplace. Most times, the lack of differentiation in the marketplace is a slow killer of business. …

Shelter your business from failure by avoiding these mistakes — In the real world, Business failure is a harsh reality. According to a stat by fundera.com, 20% of small businesses fail in their first year, 30% of small businesses fail in their second year, and 50% of small businesses fail after five years in business. …